Opting out of it

Concerns Out of self control

1. Fear of risks involved relocating to high crime regions in foreign land
2. Uncertain labour market & ailing national economy
3. Hostile climate
4. Unsuitable lifestyle for vegetarian
5. Unfamiliar & overwhelming social, infrastural and legal system

Concerns in control of self and family

1. Fear of inability of family to cope with above adversities
2. Reduced adoptability & flexibility due to ageing
3. Reduced or lost learnability as effect of ageing or marriage or learning gaps (for last 4-5 years)
4. Fear of unforseen outcomes expected due to being out comfort zone or away from close-ones
5. Gap between psychological enthusiasm to take risks and actual potential to cope with practical reality
6. Unlearning cultural, social and legal behaviours and habits perfected so far in entire life of India
7. Throwing self and family into totally new, unfamiliar cultural, social and legal behaviours and habits of US

Postive factors about already existing option (India Job)

1. Comparatively stable Indian economy compared with global economy
2. Booming Indian labour market
3. Familiar with already perfected cultural, social and legal behaviours and habits of India
4. Comparatively better opportunity for savings, investments & retirement plans due better market valuation of profile as well as low cost of living

Facts about self

1. Below average track record of living frugal life style
2. Lack of saving traits
3. Personality that chase mirage and always unsatisfied psychology
4. Bad employement track record
5. Unfavourable luck as far as hanging on to any employement for long duration
6. If not best, even being not good in what I am supposed to be best